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About On Time Accounts

About On Time Accounts


At On Time Accounts, we combine expert financial knowledge with a refreshingly personal approach to accounting. Based in Solihull, we provide reliable, deadline-driven accounting services to sole traders, limited companies, landlords, and small business owners who want clarity, compliance, and confidence in their finances.

Led by Victoria O’Toole, a qualified accountant with over 16 years of experience and a Fellow Member of the AAT (FMAAT), On Time Accounts was created to give business owners more than just year-end figures. Victoria previously co-directed a successful accountancy firm, but launched On Time Accounts to deliver more responsive, flexible support, built around real-life business needs, not just ticking boxes for HMRC.

We specialise in year-end accounts, tax returns, bookkeeping, payroll, VAT, and Construction Industry Scheme (CIS) services, as well as tailored advice for startups and growing businesses. Every client benefits from a proactive, on-time approach, with no last-minute scrambles, no missed deadlines, and no confusing jargon.

Whether you’re just starting out or looking to grow, On Time Accounts gives you the structure, support, and expertise to move forward with confidence. We’re proud to serve clients across Solihull and the West Midlands, combining cloud technology with friendly, straightforward service that’s always delivered on time.

No Deadlines Missed, Ever

We don’t believe in last-minute chaos. Every deadline is tracked and met , no excuses, no fines. Taking away the pressure.

Proactive Support

We keep in touch throughout the year, not just when HMRC knocks, because financial clarity shouldn’t be seasonal, it should be on time, all the time.

Built for Growing Businesses

We know the pressure UK business owners face. That’s why we give you tools, timelines, and confidence, all year long.

🚀 Trusted Expertise

Always on time. Always in control.

We don’t just handle your numbers, we run your deadlines like clockwork. Our proactive, penalty-free approach means you can focus on growing your business, knowing your accounts are already handled.

  • Year-End Accounts Filed On Time. No stress, no penalties, we guarantee timely and accurate filings for Companies House and HMRC.

  • Real-Time Bookkeeping & Monthly Accounts. Stay ahead of your finances with consistent monthly reports, no more year-end surprises.

  • VAT, Payroll & Tax Submissions Always On Schedule. From VAT returns to PAYE and corporation tax, we handle it all promptly to keep your business compliant.

Flowers of Beauty, Bentley Heath, Solihull

Sectors

Local business is our passion

Supporting local businesses is at the heart of what we do, your success drives ours, and we’re proud to be part of your journey from startup to stability.

Real-life results

We generate results for our customers

Chris Brady

Highly recommend Vicky and On Time Accounts. They have taken a lot of the stress out of running a business by taking control of my accounting and dealing with all things HMRC.

Very happy with the service and would genuinely recommend them to anyone.

Luke North

Highly recommend on time accounts I’ve recently gone self employed and Victoria has been super helpful with all questions I’ve had. You can send her a message and almost guarantee a reply the same day and the information she gives is super informative.

Anthony Ward

I would highly recommend (and have done) to anyone I know who may need an accountant or anyone with a question about going self employed.

If you want an accountant who will do more than just submit your books and take a chuck of cash then I would highly recommend Victoria!

Louis Burgess

I’ve used On Time Accounts for the last 3 years, an all I can say is what an amazing service. My self assessment is delivered on time every time. Never hand an issue.

Would highly recommend to anyone 💯💯💯💯💯

Connor Gardner

Highly recommend On Time Accounts, super friendly, always helpful with any queries and very knowledgeable! Would definitely recommend if you want your accounts doing right and on time!!